An athlete mid-effort, working battle ropes under a concrete overpass
Embedded insurance · At the point of trust

Coverage offered the moment a customer is already saying yes.

One tap, inside a moment the business already owns. Consent certified on the spot. Routed to a single carrier.

For businesses → For carriers →
Consented at the source The offer appears at the check-in. One carrier per lead · Never auctioned
01

Timing beats targeting.

An offer inside a yes converts. Sent cold, it gets deleted.

02

The business builds nothing.

No portal, no license, no risk. We run everything behind it.

03

One lead, one carrier.

Matched on appetite. Never auctioned, never sold twice.

01  /  The engine Capture · Consent · Match · Close

What happens between the yes and the policy.

Capture01

The moment

One tap, inside a flow the business already runs.

Consent02

The record

A certified, timestamped record, created on the spot.

Match03

The routing

One carrier with appetite. A match, not an auction.

Close04

The loop

Every outcome reconciled. The routing gets sharper.

02  /  Where it works Wherever the yes happens

It isn’t about the industry. It’s about the moment.

A coverage offer belongs wherever a customer just said yes.

A dark marble reception desk with brass details
The check-inHotels & venues
A dentist at work over a patient in the chair
The chairDental & clinics
A stylist with a client in a bright salon
The bookingSalons & studios
A hand holding a card reader at a counter
The checkoutShops & retail
03  /  Ways in Businesses · Carriers · Platforms

One engine. Three doors in.

For businesses01

You own the moment.

An offer inside your experience. Nothing to build, a share in what it earns.

For businesses →
For carriers & agencies02

You write the risk.

Certified demand, matched to appetite. Never auctioned.

For carriers & agencies →
For platforms & fintechs03

You run the product.

Coverage in your flow, under your brand. Our rails behind it.

For platforms →
In partnership with
FUTR

Insurance, inside the wallet people already trust.

04  /  The standard How every lead is held
Consent, treated as infrastructure

Built to walk into the compliance review.

Most lead generation dies in legal. Ours is built for that room.

How we work with carriers →
Opt-inExplicit and informed. Never inferred, never pre-checked.
ProofA certified, timestamped consent record travels with every lead.
ScopeOnly the data needed to route and write. Nothing resold.
RoutingOne carrier per lead, matched on appetite. No auctions.
LicenseRegulated work stays with licensed parties.
05  /  The partner dashboard Live · Transparent · Yours

Every lead, in real time.

From the first opt-in to the handoff, partners watch it happen live.

Real-timeEvery lead, the instant it is captured.
TransparentEvery check-in and consent, visible.
FilterableBy range, day, vertical, or status.
YoursOne click to CSV. Your data leaves with you.
The Couvaro partner dashboard on a laptop, showing live leads, consent rates, and exports
Our approach

“Trust is not a marketing surface. It’s a place: a counter, a chair, a check-in. Coverage offered there carries the weight of everything that came before it.”

The Couvaro operating thesis
06  /  Questions The honest answers, up front
01 Is Couvaro an insurance company?

No. We connect the businesses that host the offer with the carriers that write it. We never hold the risk.

02 What does a business actually have to do?

Almost nothing. Setup takes days, costs nothing, and we handle everything after the tap.

03 How is consent handled?

Explicit, never a condition of service, certified on the spot. The proof travels with the lead.

04 How is the carrier chosen for each lead?

By appetite, capacity, and geography. Not by who pays the most.

For businesses, carriers & platforms

Turn everyday moments into coverage people want.

Reach us directly Start a conversation →